OKLAHOMA CITY – While a new law cracking down on uninsured drivers is about to go into effect, insurance officials are trying to make sure insured drivers aren’t punished for using a digital version of their insurance card.
House Bill 1792 allows officers to remove the tag of any vehicle where the driver is uninsured and provides temporary liability insurance for the car until private coverage is purchased.
The law will go into effect Jan. 1.
Before that happens, insurance officials want to make sure officers realize that some digital forms of insurance are acceptable.
“We live in a digital world where you can do just about anything on your smartphone or tablet,” said John Doak, Oklahoma Insurance Commissioner. “More and more insurance companies are offering electronic verification forms and we have to adapt to the times. Oklahoma law doesn’t specify which format the security verification form must take, therefore an electronic version is perfectly acceptable.”
The Oklahoma Insurance Department has been speaking with officials from the Oklahoma Department of Public Safety to make sure the wrong people are not punished.
Authorities say there is nothing in the Oklahoma Insurance Code that prohibits a law enforcement officer from recognizing an electronic version of a security verification form that has been approved by the insurance department.
“In Oklahoma, it is the law to carry proof of liability coverage every time you get behind the wheel,” said Doak. “We are happy to provide law enforcement with some clarification on this issue and give consumers options when it comes to complying with the law.”