As temperatures climbed above freezing Christmas Eve, ice began falling from trees, power lines and roofs, causing major damage in central Oklahoma.
Josh Ellington was already preparing to remove a massive tree that fell onto his Blanchard house from the weight of ice, but Tuesday he also had to keep his children from playing in the backyard.
Chunks of ice, several feet long, were slamming onto his property.
On the street, falling ice was pounding his neighbor's car.
Incidents like these are why the Oklahoma Insurance Department is reminding people to check their policies.
"The weight of ice and snow is covered in most policies, but it has to be listed that way," Oklahoma Insurance Commissioner John Doak said. "If you read your policy for covered perils and you do not see it mentioned, it is not covered."