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The 7 things you need to do now to protect your valuables

fire debris

OKLAHOMA CITY – As some families are picking up the pieces from a large wildfire, insurance officials are warning other residents to be prepared for the worst possible situation.

The Oklahoma Insurance Department is urging Oklahomans to create a home inventory.

“After a disaster, an inventory helps provide proof of personal property loss,” said Insurance Commissioner John Doak. “When you file a claim, your insurance company will want an itemized list of everything that was damaged. Trying to come up with that list from memory is extremely difficult, especially during a crisis. That’s why it is critically important to complete your home inventory right now.”

How to Create a Home Inventory

  • Group possessions into logical categories, i.e., by hobby, by room, etc.
  • The list should include celebration purchases like jewelry and art, as well as everyday leisure items such as televisions and guitars.
  • Don’t forget rarely-used items such as holiday decorations, sports equipment and tools.
  • Pull together copies of original sales receipts and/or appraisal documents. Also note model and serial numbers.
  • Carefully photograph or videotape each item and document a brief description, including age, purchase price and estimated current value.
  • Store the home inventory and related documents in a safe, easily accessible place online, on a computer or in a fire-proof box or safe deposit box. Consider sharing a copy with friends, relatives and insurance provider.
  • Download a home inventory checklist 

Wildfire victims with insurance-related questions are urged to call the Oklahoma Insurance Department’s Consumer Assistance hotline at 1-800-522-0071.

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