Keep that jacket handy! Those cooler temperatures aren’t going anywhere!

It’s crunch time for tax savings!

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The last thing you may want to think about if you’re still in holiday mode is taxes.

Some financial experts suggest you may want to get an early start on your filing this year.

First, make the most of your employer’s tax-fee benefits.

Evaluate your health insurance.

If you were uninsured for more than three months this year, head to healthcare.gov to see if you qualify for a tax exemption.

Assess your gains and losses for the year.

Capital Gains can be offset by capital losses, and reduce your taxable income.

Also, you should think about being charitable.

Donating cash, clothing, or even a car by the end of the year can reduce your taxable income if you itemize deductions.

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