Homeowner has to pay for reckless accident

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OKLAHOMA CITY -- A pickup truck crashed into a man's home, plowed past the fence, busted windows, and left a gaping hole.

But to the homeowner's surprise, he will have to eat some of the cost for half of the repairs.

Ray Haggard showed us the damage that will cost more than $40,000 to repair.

That doesn't include the household items like his washer and dryer that were destroyed. The driver's insurance will only pay $25,000.

"Their insurance company needs to be held responsible totally and not push it off on someone else to deal with it," said Haggard.

State Insurance Commissioner John Doak advised the homeowner to consider pursuing legal action through the court system.