OKLAHOMA CITY -- Out of more than 400,000 eligible residents, only 346 Oklahomans have selected an Affordable Care Act or "Obamacare" plan, which rolled out October 1st.
The small number of applicants prompted Governor Fallin to call the Obamacare website, healthcare.gov, "embarrassing."
There's another website that's getting national publicity, which helps people navigate Obamacare.
It's called healthsherpa.com.
You enter your zip code, give a household size and annual income, and it gives you several plans to choose from with a monthly premium.
But independent insurance agent Jim Cooke says agents can find you the exact same plans offered on healthcare.gov, at a much lower premium, through private insurance companies.
Applying for a government subsidy through the Obamacare website is also causing frustration - something agents can help you with as well.
"We can walk you through this extremely quickly," Cooke said, "or if you want to do Obamacare, we can split screen that and hopefully, like this guy that can get insurance for 14 dollars, it's a great deal for him."
Cooke says a lot of Obamacare plans cover medical needs you don't need.
But an insurance agent can help you secure the right prescription benefits, office co-pays, and the ability to continue seeing your doctor.