4 financial steps you need to know to prepare for storm season

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It's Spring, which means the flowers are blooming, the showers are falling and the threat of severe storms are a strong possibility.

After last year's tornadoes, Oklahomans are still trying to get back to normal, partly due to the insurance process after losing their homes.

Beth VanZant said, "I mean you go home from work every day. And you sit in front a computer, and you get depressed because you realize all of it is gone."

Hours have been spent trying to remember everything that was in her home, all of it destroyed in the Moore tornado last year.

"I have pages and pages of items," VanZant said. "I think I came up with 14,000 items and I'm not done."

From toothbrushes to toothpicks, she is writing down everything she can remember from her home.

It is a memory she wishes she could just forget.

"Just having to sit and go through your torn down house, and it kind of brings it all back which makes it even harder."

It is a headache the Oklahoma Farm Bureau says you can work now to alleviate by planning for disasters.

1. Get an appraisal of anything vintage or antique in your home.
2. Take photos or video around your home to help jog memory if you have to report a total loss.
3. If you run a business out of your home make sure you have adequate insurance.
4. Also, they suggest you meet with your insurance agent once a year to make sure your policy is up to date.

"Unfortunately people may take a policy out and never interact with their agent for ten years and find out after the fact there were problems as far as coverage."

Steps VanZant wishes she had taken before.

"I'm ready to be in my old house, my old neighborhood," VanZant said. "I'm ready to be done with it yeah."

VanZant hired a public adjuster to mediate the process.

Which she says has been a huge relief.

"Of course we're not trying to get anything above and beyond, but they're the ones that have really taken on everything for me. They've stopped the millions of phone calls a day," she said.

Insurance Day at the State Capitol is 9 a.m to 1 p.m. April 3 on the 4th floor rotunda.

For more information visit the Insurance Day Bulletin.