4 Seniors – The 40/70 Rule can make a huge difference

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Many experts agree:  by the time you approach age 40 and a loved one is around 70, you should have had the “talk” about issues so many families want to avoid.  At these ages, you or your Senior family member are likely to be close to experiencing and dealing with aging related issues such as living and financial choices, health, driving, dating and end of life decisions, which can be perplexing. The Home Instead Senior Care network refers to this concept as the 40-70 Rule, a program launched in 2008 to start important conversations early, before a crisis occurs.

Backed by new research with seniors, their adult children, senior care and legal professionals, the Home Instead Senior Care network now wants to take those important conversations further. The 40-70 Rule:  An Action Plan for Successful Aging and accompanying resources encourage individuals and families not only to start those vital conversations soon, but to finish them with a plan that can help take the guesswork out of aging. The plan encourages individuals of all ages to ACT (Assess, Consider, Talk) on their desires and wishes for the future, then put their plan into action.

It’s never too late to talk, but starting today could make the road ahead a lot smoother…   Obviously, sometimes it is simply easier to avoid these issues and hope that they won’t become an issue or something you have to deal with.  However, avoiding them can often cause greater anxiety, confusion and family conflict later when a crisis does impact the family.  Using an interactive conversation tree, families can cover items that are critical which they may not even think to discuss.  For example, what are mom and dad’s retirement plans?  Do they have long-term care insurance in place?  What is their financial condition?  Do they have specific requests regarding end-of-life decisions?  These are just some of the many  difficult discussion topics but something that if discussed can save a lot of problems later. The 40-70 Rule simply provides a pattern to follow and assistance with how to handle some of the topics when a loved one is resistant or desiring to avoid the issues altogether.

To download a free booklet on the 40-70 Rule, please click here.


Since 1999, Home Instead Senior Care has been making a difference in the lives of seniors in Oklahoma. Today, as the world’s leading provider of non-medical in-home care services for seniors, we provide personalized care, support and education to help enhance the lives of aging adults and their families. With offices and CAREGivers in Oklahoma City, Edmond, Norman and Tulsa, we’re part of a network of over 1,000 independently owned and operated franchises that are estimated to annually provide more than 50 million hours of care throughout the United States and 17 other countries. The Home Instead Senior Care network strives to partner with each client and his or her family members to help meet that individual’s needs and enable seniors to live safely and comfortably in their own homes for as long as possible. Services span the care continuum from providing companionship and personal care to specialized Alzheimer’s care and hospice support. At Home Instead Senior Care, it’s relationship before task, while striving to provide superior quality service.

Sponsored Content:  Home Instead Senior Care is the exclusive KFOR.com sponsor for 4 Seniors.  Please visit http://KFOR.com/4seniors periodically to view news articles and information related to Oklahoma senior living.

To contact Home Instead Senior Care, please use one of the following phone numbers:

OKC – (405) 521-1963
Edmond – (405) 285-5510
Norman – (405) 310-2756

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