OKLAHOMA CITY - A lot of people dream of winning the lottery and living with a lot of money in the bank.
Your chances of winning it big are almost zero, but that doesn't mean you can't reach big financial goals.
Retirement expert Rhett Wood says it helps if you start young by visualizing your future and imagining yourself as a retiree.
It also helps to use a retirement income calculator, which may be available through a 401k.
The next step for millennials is understanding risk as a motivational tool and choosing risk at the right time.
Even if you follow all those steps, you're going to make mistakes.
Own up to your mistakes, don't hang on to losing stocks and be prepared to boost your savings.