SASKATCHEWAN, Canada – After having a baby, a mother is usually excited and a bit overwhelmed at the same time.
Jennifer Huculak-Kimmel says she is completely over her head, but it has nothing to do with taking care of a newborn.
Huculak-Kimmel says she is at her wits-end after her insurance company refused to pay any of her medical bills she incurred while she was in labor.
Huculak-Kimmel and her husband decided to take one final trip together before their daughter was born.
After getting the go-ahead by her doctor, the couple traveled from Canada to Hawaii, but had no idea their little bundle of joy couldn’t wait.
Reece was born nine weeks early and had to stay in the hospital for just over two months.
After returning home, the couple was hit with a bill that was almost $1 million.
Even though the couple has health insurance, Blue Cross says it would not cover the bill.
In a letter to the couple, Blue Cross said, “We are unable to provide coverage for any medical expenses incurred for Ms. Huculak’s baby. As Ms. Huculak’s emergency medical claim has been denied on the basis that her medical emergency is excluded from coverage under the terms of her pre-existing condition provision, her baby is also not eligible for coverage. In addition, please note the Ms. Huculak’s travel policy expired on November 9, 2013.”
Huculak-Kimmel says since she had a bladder infection at four months and hemorrhaged because of it, the insurance company refused to cover the entire pregnancy.
“We thought we had done everything right. We thought we had covered all avenues and we thought we were covered. We thought we were safe to go,” she told CBC.
She says she tried to get back to Canada but was told that no medical helicopter would transport her in her condition.