Oklahoma family cheated out of tornado insurance

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MOORE, Okla. - An Oklahoma family touched by tragedy more than 20 years ago is facing turmoil once again.

Ken Busch's 7-year-old daughter Kathy was murdered in Yukon back in 1990.

Ken's mother, Judy, eventually became a leading advocate for victim's rights.

Now the Busch family is in a struggle with their landlord after their home was destroyed in the Moore tornado.

Ken was inside Briarwood Elementary School when the tornado came. As it peeled off the roof, he covered his 4-year-old daughter Addison with his body and prepared to die.

"I leaned over put my head next to my daughter`s and I said `keep your head down baby I love you.` And I thought that was the last thing I`d say to her."

But it wasn't. Miraculously, Ken and his entire family survived the storm' but the twister did take their home. Now Ken says he's in trouble. He was in the process of buying a home from his landlords. Ken had already put $60,000 down on a rent-to-own plan. He's also been paying property taxes and homeowners insurance for the last 2 years. Now, it turns out the landlord will get the insurance money.

"I`m trying to understand how I paid for an insurance policy - I have cancelled checks showing where I paid for an insurance policy - you demanded it, but I have absolutely no benefit from it." Busch said. "And now because of the way it`s structured, it`s kept me from getting any kind of help from FEMA."

We tried calling the landlords, but they didn't want to talk. Now Ken is left without help, without a home, and with landlords he says seem to be reaping the benefits of the insurance he paid for.

"Now I`m finding out that the people who should be here helping me the most, which are the people I`m buying the house from, they were out here threatening to change the locks on us as we were trying to get things out."

Because of the same contract, Ken also has to make another house payment and insurance payment in the next couple of days.

Despite all that he's been through this week, Ken says he's still been through much worse and he's thankful his family is safe.

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